Personalized Payment Solutions

UMS begins each new merchant relationship with a complementary consultation and evaluation of current work flows and systems. We offer a hands-on approach and customize each merchant account to increase efficiencies and maximize revenue. UMS offers products and services which include credit and debit card processing, check processing, gift and loyalty, ACH services, and business to business accounts payable solutions - including a special interchange rate for all large ticket business to business transactions. 


Card Present

Drive sales and work smarter with one of our leading-edge processing solutions. We offer best-in-category debit and credit card payment terminals, software and web-based applications. Services include:

  • Credit, Debit and Prepaid (all card types)

  • ACH and Virtual Check

  • Point of Banking

  • Alternative Payments - PayPal, UnionPay, Direct Debit


eCommerce

Increase your online reach with our vast network of providers. We have the tools to create a secure payment environment for your customers and interchange savings for you. Services Include:

  • Card Not Present + Virtual Terminal

  • Recurring Billing

  • Gateway + Shopping Cart Integration

  • Fraud Control

  • Specialized Interchange Reduction for Qualified Transactions


Cash Discount & Surcharge Processing

Finally, keep more of your hard-earned profit with these programs. Say good bye to the high cost of merchant processing by passing on some or all of the fees to the cardholder. With these programs merchants save hundreds and even thousands per month to spend on equipment, remodeling, expansion or just plain old savings in the bank!


Multi-Platform

Transform your payments process into a single, comprehensive interface. Let our experienced team analyze your data against our vast suite of providers spanning multiple specialties. You'll save time and get the best deal possible.